Read the entire written agreement.
Michigan's Department of Insurance and Financial Services publishes consumer information about public adjusters and residential contracts. Current official materials should control over summaries on a private website.
- What percentage or amount will be charged, and what recovery is it calculated on?
- What exact services are included—and excluded?
- Who hires and pays estimators, engineers, accountants, or other experts?
- How can the agreement be canceled, and what fees survive cancellation?
- Does the adjuster receive compensation for referrals or contractor work?
- What happens to the file and fee if an attorney must be hired?
MCL 500.1226 provides that an adjuster for the insured may not charge more than 10% of the amount paid by the insurer in settlement of the loss. Allyn PC's posted fee for qualifying pre-suit matters is also 10% under the written engagement agreement.
At the same headline percentage, compare everything included.
Allyn PC's pre-suit representation combines claim development and negotiation with legal advice, fiduciary attorney-client duties, professional confidentiality, potential privilege, EUO representation, and authority to litigate. If suit is filed, the pre-suit fee paid on the same recovery receives a dollar-for-dollar credit against the firm's 33⅓% litigation fee, subject to the written agreement.