Policy and file review
Review the policy, declarations, endorsements, claim correspondence, estimates, payments, denials, photographs, receipts, and loss history.
Michigan property insurance claim advocacy
Build the proof. Press the claim. Preserve the legal case.
Allyn PC represents policyholders—not insurance companies—in residential, business, and commercial property claims from initial claim development through litigation.
Claim development before suit—with litigation in mind
A strong adjustment record should do more than support today's payment request. Counsel can develop the claim around the policy, elements of proof, anticipated insurer defenses, witnesses, experts, and documents that may become important if the dispute proceeds to court.
Scope and valuation
Identify omitted damage, disputed repair methods, pricing issues, depreciation, code requirements, contents losses, and additional living expense.
Supplemental presentation
Prepare a documented claim position, supply missing proof, request reconsideration, and demand the insurer's position in writing.
Attorney-led public-adjusting services
An insurance attorney is the better-qualified choice
Allyn PC provides insured-side claim documentation, estimate review, presentation, and negotiation within a fiduciary attorney-client relationship. The representation also includes legal advice about coverage and policy rights, professional confidentiality, potential attorney-client privilege, representation in an examination under oath or SIU investigation, and authority to file suit.
For qualifying matters, the pre-suit contingency fee is 10%, with a dollar-for-dollar credit against the firm's litigation fee on the same recovery if suit becomes necessary.
Representation includes, as applicable
- Claim investigation and documentation
- Building, contents, and ALE review
- Insurer estimate and payment analysis
- Supplemental claims and written demands
- Negotiation and mediation
- Appraisal advice and strategy
- EUO and SIU representation
- Breach-of-contract litigation
- Michigan statutory-interest analysis
Claims evaluated
Homeowner claims
Fire and smoke insurance claims, water damage and mold insurance claims, freeze, wind, hail, roof and storm damage claims, theft, vandalism, personal property, and additional living expense disputes.
Business and commercial claims
Building, equipment, inventory, business-property, and related coverage disputes involving substantial documentation or competing experts.
Denied, delayed, or underpaid claims
Claims involving coverage denials, incomplete scopes, inadequate estimates, withheld depreciation, repeated requests, delayed benefits, or SIU scrutiny. Searching for insurance “bad faith”? Learn what Michigan law actually provides.
A continuous path from claim review to trial
The same counsel can evaluate the loss, develop the claim record, negotiate with the insurer, prepare the policyholder for an examination under oath, advise concerning mediation or appraisal, and litigate when necessary. This avoids rebuilding the file and changing strategy at the moment the dispute becomes legal.
Learn more about public-adjusting services delivered by a Michigan insurance attorney.
Request a free claim review