What is Allyn PC's fee before litigation?

For qualifying matters, Allyn PC's posted fee is 10% of pre-suit recovery under the written engagement agreement. If suit is filed, the litigation fee is 33 1/3%, with a dollar-for-dollar credit for the pre-suit fee paid on the same recovery.

Michigan public adjuster services

Public Adjuster Services in Flint and Across Michigan—Led by an Insurance Attorney

Looking for a public adjuster in Flint or elsewhere in Michigan? Allyn PC helps policyholders prepare, document, present, and negotiate property-insurance claims. Because Benjamin Allyn is a Michigan attorney, the same representation can also address policy language, examinations under oath, coverage disputes, deadlines, and litigation when necessary.

Request a free claim review Call (810) 610-3778

A broader form of claim representation

An insurance attorney is better qualified to handle the complete property claim.

Allyn PC performs insured-side claim development and negotiation within an attorney-client relationship. Unlike a public-adjuster license alone, an attorney's authority also extends to policy interpretation, legal advice, sworn testimony, coverage defenses, examinations under oath, and litigation.

Licensed public adjuster

Documents, estimates, presents, and negotiates a property claim for the insured.
Works within Michigan's public-adjuster license and contract rules.
May charge as much as 10% of the amount paid by the insurer in settlement of the loss.
Cannot give legal advice or represent the insured as counsel in court unless separately admitted as an attorney.

Allyn PC attorney representation

Develops, documents, presents, and negotiates qualifying property claims.
Advises about policy language, coverage, legal duties, evidence, and deadlines.
Serves in a fiduciary attorney-client relationship governed by professional confidentiality rules.
Charges a 10% pre-suit contingency fee for qualifying matters under the written agreement.
Represents the insured during examinations under oath and files suit when warranted and authorized.

Michigan law exempts attorneys admitted in this state from adjuster licensure. Michigan DIFS confirms that Michigan attorneys may adjust claims without obtaining an adjuster license, but may not claim to be adjusters licensed by the state. See MCL 500.1222 and Michigan DIFS adjuster guidance.

Local public-adjusting help from a Flint insurance attorney

Allyn PC is based in Flint and serves homeowners, landlords, and businesses throughout Michigan, with particular attention to Eastern Michigan and the northern Lower Peninsula. The firm represents policyholders—not insurance companies—in fire, smoke, water, storm, theft, building, contents, business-income, and other covered property-loss claims.

People use several names for this work, including public adjuster, public insurance adjuster, and loss adjuster. Allyn PC performs insured-side claim-adjustment work as part of legal representation by a Michigan attorney; it does not claim that Benjamin Allyn holds a separate public-adjuster license.

Compare the credentials

“Public adjuster” and “attorney” are different professional qualifications.

The public-adjuster and attorney licensing paths require very different levels of formal education and authorize very different professional services. A public-adjuster license alone does not establish college education, legal training, authority to advise about Michigan law, or admission to represent a client in court.

Qualification or authority	Michigan public-adjuster license	Benjamin Allyn
College degree required for the credential	Not listed by DIFS as a licensing requirement	Bachelor of Science in Electrical Engineering
Law degree required	No	Juris Doctor
Required professional examination	Public-adjuster licensing examination	Michigan bar examination and professional-responsibility requirements
Character-and-fitness certification for law practice	No	Yes
Admitted to practice in Michigan courts	No, unless separately admitted as an attorney	Yes, since 2008
May advise clients about Michigan law and policy rights	No, unless separately admitted as an attorney	Yes
Fiduciary relationship	Agency, contractual, or money-handling duties may apply; not the attorney-client fiduciary framework	Yes—the attorney-client relationship is fiduciary
Professional duty to protect client confidences and secrets under MRPC 1.6	Not created by a public-adjuster license	Yes
Attorney-client privilege for qualifying legal communications	Not created by a public-adjuster license	Potentially yes, depending on the communication and applicable law
May act as legal counsel during an examination under oath	No, unless separately admitted as an attorney	Yes
May file and litigate an insurance lawsuit	No, unless separately admitted as an attorney	Yes

Michigan DIFS lists an application, applicable fees, background disclosures, and successful completion of the licensing examination for a resident adjuster for the insured; it does not list a college or law degree. Michigan attorney admission ordinarily requires substantial undergraduate study, a qualifying JD, character-and-fitness certification, professional-responsibility requirements, the bar examination, and formal admission. See DIFS licensing requirements and State Bar of Michigan eligibility requirements.

An attorney-client relationship carries additional protections.

A Michigan attorney necessarily serves in a fiduciary relationship with the client and is governed by professional duties that extend beyond an ordinary service contract. A public adjuster may also owe fiduciary or agency duties depending on the relationship, contract, and handling of client funds, but that is not the same as the attorney-client framework. MRPC 1.6 generally prohibits a lawyer from revealing or misusing a client's confidences or secrets, subject to recognized exceptions.

Qualifying confidential communications made to obtain legal advice may also be protected by attorney-client privilege. That privilege is not created merely by hiring a public adjuster. Not every document or conversation is privileged, and the protection depends on its purpose, content, recipients, and applicable law.

See State Bar of Michigan Ethics Opinion RI-377 regarding the continuing duty of confidentiality and Ethics Opinion RI-77 explaining that professional confidentiality is broader than evidentiary attorney-client privilege.

One continuous strategy

Claim preparation should anticipate the insurer's next move.

Property claims do not always remain disagreements about repair prices. Insurers may raise exclusions, causation, occupancy, late notice, misrepresentation, cooperation, proof-of-loss requirements, or other legal issues.

Review the policy, endorsements, deadlines, and claim history
Organize photographs, inventories, estimates, invoices, and expert evidence
Communicate and negotiate with the insurance company
Prepare proofs of loss and assist with recorded statements
Provide legal representation during examinations under oath
Evaluate appraisal, mediation, settlement, and litigation
File and pursue suit when justified and authorized

A competitive fee

10% before suit—with litigation-fee credit.

Allyn PC's posted fee for qualifying pre-suit matters is 10% of the pre-suit recovery. Michigan law permits an adjuster for the insured to charge as much as 10% of the amount paid by the insurer in settlement of the loss.

If litigation is filed, Allyn PC's fee is 33⅓%, with a dollar-for-dollar credit for the pre-suit fee paid on the same recovery. That allows the matter to continue under one legal strategy rather than requiring the client to locate new counsel and transfer the claim after negotiations fail.

The fee base, costs, scope, credit, and all other terms are governed by Allyn PC's written engagement agreement. Public-adjuster contracts may use different terms and fee bases. Results and litigation needs vary.

Review Allyn PC's fee information

Straight answers

Questions about public-adjusting services from an attorney

May a Michigan attorney perform public-adjusting work?

Yes. Michigan law exempts a person admitted to practice law in this state from adjuster licensure. Michigan DIFS states that Michigan attorneys may adjust claims without obtaining an adjuster license but may not represent themselves as adjusters licensed by the State of Michigan.

Is Benjamin Allyn a state-licensed public adjuster?

No. Benjamin Allyn is a Michigan attorney and does not claim to hold a separate public-adjuster license. He performs claim-adjustment activities as part of legal representation under Michigan's statutory attorney exemption.

Does a public-adjuster license require a college or law degree?

Michigan DIFS lists an application, applicable fees, background disclosures, and successful completion of the licensing examination. It does not list a college degree or law degree as an entry requirement. By comparison, Benjamin Allyn earned a Bachelor of Science in Electrical Engineering and a Juris Doctor before admission to the Michigan bar.

Does hiring Allyn PC mean that I must sue my insurer?

No. Allyn PC can assist while a claim is being prepared, investigated, or negotiated. Litigation is considered only when the facts, law, and economics warrant it and the client authorizes it.

Are my communications with an insurance attorney confidential?

Michigan lawyers owe clients professional duties of confidentiality under MRPC 1.6. Qualifying confidential communications made for the purpose of obtaining legal advice may also be protected by attorney-client privilege. The ethical duty of confidentiality is broader than the evidentiary privilege, but neither should be described as protecting every document or conversation regardless of its purpose or recipients.

Why choose Allyn PC instead of a public adjuster?

Allyn PC combines insured-side claim preparation and negotiation with legal advice, fiduciary attorney-client duties, professional confidentiality, potential attorney-client privilege, representation during examinations under oath, and authority to litigate. For qualifying matters, the pre-suit contingency fee is 10%, with a dollar-for-dollar credit against the firm's litigation fee on the same recovery if suit becomes necessary.

Searching for a public adjuster near Flint?

Compare the credentials, authority, fee, and ability to finish the job.

Request a free review